A few weeks ago I got myself CIMB's petronas credit card. I have not even used the card and it is just sitting in my wallet when i received a call from Vector Armada. The number is usually begins with 0162107XXX.
These salesperson will call and say you were among the 200 people selected for having good credit record. The ironic part is that I have posessed the card only for a day! How the hell did that make me eligible for such an offer and how does that make me have a 'good credit record'?
Something was fishy, so i kept on with the conversation and the person kept on talking and yalking non stop. I was not even sure if the promotions and offers were true or not.
The part that really ticked me off was when I requested for some time from the salesman before I make any decision for me to discuss about the matter with my family, she said I have to make the decision now because the offer ends today?! When i asked if the website is available for me to check all these offers, she answered something else to evade that question.
these are the details:-
1. Name of company: Vector Armada
2. The way they got my cell number: CIMB/mastercard (I am damn sure about this)
3. what they offer; A bunch of promotions
4. You have to pay RM 488 <-- this is supposedly after discounts and promotions 5. You can enjoy lifelong membership and privileges and perks that comes with it. 6. The salesperson said there are over 50000 members after the company have began operating 6 years ago. 7. CIMB says they have no affiliations with Vector Armada and maybe their marketting department did something to leak my info out. 
If any of you out there who have received this call and made the commitment pay for the membership, please do comment here and tell me your experience.
I learned one thing, that is nothing is free in this world and no one is too nice to offer something that is too good for you which they would not take for themselves.
Thursday, July 10, 2008
Vector Armada and CIMB mastercard credit card
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13 comments:
I have been reading your blog. I thought it's nice blog.
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i just receive a call from them just now (wednesday 25/2/2009).
it sounds like they give me the same offer.when i ask them where did they got my phone number, they said that they got them from an agent and so on.at first they told me that everything was free but then they ask me whether i agree to cut off the payment through my credit card or not.i was quite confused with it.can they charge me for anything although i'm not giving them any permission to do so???help me...... :(
They can't do anything without your permission. Just make sure you don't give any information stated on your card.
i just received a call from the same caller as you mention,and of cause i just give an attention to hear what they're saying......btw where the hell they got our numbers....is the bank services is not fully confidential..?
Fuh...thank you for your all information on this...
I just received the call this morning..luckly i'm not telling my card number as I said the card not in my wallet..hahahahaha..she will call me back this lunch time..maybe i just ignore the call..hahaha..
i also got that call but unfortunately i already given my full details.i felt so sad. i don't know what i'm gonna do know.
please refer to the link below and you can get more details....
http://forum.lowyat.net/topic/744613
im also an unfortunately person and stupid one. anyone who read this, REMEMBER!!!! DONT DONT give any your credit card information to anyone else....
I also received few calls from them. Firs a woman called and ask me to join their company “Sri Vacatxxx etc” with RM2k++ and I said I don’t interest then hang up. Then after few days, a guy called and this time he dint say from the “sri vacatxxx” company but saying that he is from a credit card centre staff and asking to verify my credit card information (I did not know that telling someone my credit card 16digit credit card number and my IC then the person can charge me from my credit card account) after he got my infor then he told the same thing with a special offer that I only need to pay RM588 for whole life membership registration (then I just realize he is from the same company with the woman)… however (greedy is a human nature… so please don’t be) I was wondering and wanted to hear more about this “Discount Card” and I was such a fool and stupid that I dint hang up like the first time. Then he keep explain all his card’s benefits and make me quit confuse and lastly I asked for his company and the discount card full detail so that I can read through the information and the benefits that I can get from the card…. He also told me that if I don’t wan to use it, then no need to sign for the registration form. After the guy hang up then another so called the manager woman called and saying that to verify my conversation just now and I also telling her the same thing that I will try to read the card’s information and they can send me the card and also the brochure etc information. But If I feel not suitable I will not use it and she said yes I can do so. BUT this is too late for me because when I receive my credit card statement RM588 has been charged to my account.
Then I called to credit card company, and they said through a tele-conversation and if I gave someone my credit card information then they can charge my account and I have to pay the amount. Then i made a dispute case with my credit card bank and let them investigate this case (it will take 1-2mths). If I lose then I still have to pay the amount or else, I can take back my money …. But I haven’t receive any answer from the credit card company.
After few 1-2 weeks that Discount card company called me twice in the same day asking why I did not contact their company if I misunderstand or disagree for the discount card but directly lodge a dispute case to the credit card company. I did not talk too much but saying that I did not agree to use the card but as a consumer, I need to read through all the terms and condition. (beware, there is a footnote in most of the offers ---- *apply to terms and condition but it does not state out what are the terms and conditions)…. the guys keep talking and talking, and I ask for a black and white statement that if they can provide me an evidence saying that I only nee to pay RM588 and I can get a whole life discount and benefit from the company and no more charges or fees to pay to renew the card or to get the offers or discount, first he said OK, but then his manager called and he started to explain and explain… I ask him to call tomorrow…. Your opinion, if they can send me the evidence, they will send and not keep calling me… agree?
The only thing for now is to wait for the credit card answer for my case. Hope more ppl will read this forum (I did not search any news when I get the called, if I read this before I told them my CC infor, then maybe everything will be different)…. So I share this for all the ppl here…. As all of you here will say, there is no such good thing fall to you…. No such big frog jump all over the street.
I'd too receive such phone call. Stupid I was at that time giving him my details but not my CC number.. I told him I don't want the discount card if they charge me with that amount. I said NO and he kept telling me RUGI bcoz of the benefit. I told him if I want to something with cheaper price, I know where to get them without the discount card.
He threatened me by telling me that RM588 will be charged and then he hung up the phone.
Next day, I went to Maybank and made CC cancellation and replace it. I made report too. Now the Maybank CC Service Centre made investigation thru my report.
while waiting for my spm result that going out on last march 2010, i was working with a tele-marketing company. but not this vector armada. yes, i do making calls promoting my company privilege card. but for u guys information, we never charge our customer credit card unless the customer agreed. and we also record all our calls for safety.
but maybe there are tele-marketing company which irresponsible - charge ur credit card even u said u are not agreed with the charges.
and 4 u guys information, all these company can charge ur credit card because they got MOTO merchant(s). this "stuff" can charge ur credit card without ur signature.
That's suck!!! Even you don't give ur security number of your Cc to them they also can charges u... Even u reject they still force you to get it! They will call u said you are selected for the VIIP card due to bla bla bla.... then said the VIP card service is all for FREE & bla bla bla... do you think got suck a good free lunch in this world... no.. then they said need to pay RM588 for get this VIP service for whole life. OMG!! ini kah FREE!? reject & reject... finally I check my CC statement... shit! they charges it even i reject since the 1st they said FREE! They know all my CC transection used. They got all my info even i din't give them. Wasai... am wonder where do they get the info. izzit bank lead out our info? If yes... then that's bank false!! why must us get the scam!??? Siapa yang bertanggungjawap??? AmBank or CIMB bank??!! Please stop all the tipu tipu scam!!!! Damn!
i just kena. then i called the bank to block the transaction. but they said cannot block. they will give replacement card and ask me to fill dispute forms. hopefully can get refund :(
Hari ni I pun dpt call dr VA, really their already have our details b4 we give to them.. B4 I bg my detail, dia dah bacakan my cc detail n ask me is it right???? N cara dia ckap mmg mcm dia ob bank.... He said, I x patut Tolak this offer bcos I adalah org yg ke 75 dr 100 Nama yg terpilih, bila I kata x nk , dia mula paksa2 and he said "offer ni actually utk melayu jer,klau ade cina or India pun cuma 3-4 org jer.... Itupun hanya utk ttp mata setengah pihak" n he said again, kakak kena accept juga sal after this semua pemegang cc mesti akan dpt n guna kad tu but kena byr la dlm 3k setahun....WTF, Even I sempat block my cc but i ttp rugi pasal kena byr for card replacement, ambank rm50 oooooo,maybe bank n that bloody VA dh kawtim, kalau lepas ko dpt rm588... Kalau x bank dpt rm10-50..sal ganti kad baru
I just receive 2 calls from them today..from different company.one is vector armada..and the other 1 i dont remember apa nama...i refuse to accept it, but this armada already charged into my CC..what im gonna to do now?sooooo geram...how they get my CC details? i applied it from ambank and just collect it yesterday.
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